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Corporation tax. Personal tax. Capital gains. SEIS/EIS. Director extraction. Inheritance. We look ahead — not just at year-end — so you never miss a relief, a deadline, or an opportunity.
Tell us about your business — we'll explain how we can help and what it would cost.
These are the areas where year-end filing-only accountancy leaves the biggest money on the table.
Timing of capex, R&D claim sizing, loss utilisation, group relief. We model CT impact of every big decision before you make it — not six months after.
Salary + dividends + pension + spouse shareholding + BIK. "£12,570 salary + rest as dividends" was the right answer in 2020. It isn't now. We re-optimise every tax year.
Business Asset Disposal Relief, Holdover, staggered disposals, principal residence, joint ownership. BADR needs 2-year structuring — we set you up early.
Before you fundraise, we secure HMRC advance assurance so investors get 50% (SEIS) or 30% (EIS) income tax relief. Makes fundraising markedly easier and faster.
Planning is a forward-looking craft. These are the four most expensive consequences of treating tax as a January compliance task.
You find out in March what your tax bill will be for the year that just ended. Too late to do anything about it. We flag issues 3–6 months in advance so they're fixable.
Same salary/dividends split year after year regardless of profits, pension room, spouse's band, or market conditions. This costs mid-tier directors £2k–£6k/year routinely.
You sell a business / property / share block and find out the CGT rate only AFTER the deal. BADR, Holdover, spousal transfer, annual allowance use — all need 1–2 years of planning.
Investors increasingly require SEIS/EIS-compliant share issues. Advance assurance takes 4–8 weeks from HMRC. Founders miss this and lose £200k+ rounds because of it.
"They restructured my director extraction, added a pension buffer, and modelled SEIS before our next raise. Saved ~£9k in year one and made the fundraise 10x smoother. I never got that kind of proactive thinking from the big firm I was with before."
Continuously — not once a year. Most of the big wins (BADR structuring, SEIS/EIS assurance, pension carry-forward, incorporation timing) need 1–2 tax years of setup. We integrate planning into every quarterly review and every big decision you make.
Pension carry-forward (3 years), spouse shareholdings, SEIS/EIS for founders raising <£250k, BADR timing on business sales, and the Annual Investment Allowance on equipment. Generalist accountants often miss at least two of these on any given client.
Yes — this is common. Directors often have a Ltd, a self-employed consultancy income, and a rental portfolio. We coordinate tax across all three for the lowest combined tax bill, not the easiest filing.
Yes. We regularly work alongside IFAs on pension optimisation, SEIS/EIS portfolios, and inheritance tax planning. Joined-up tax and wealth planning gets better outcomes than either in isolation.
Included in our monthly plans from £150+VAT (sole trader) to £580+VAT (scaling SME). For complex situations (multi-entity, pre-exit planning, high-earner CGT work) we quote a fixed one-off fee after the initial review. No hourly rates, ever.
From cashflow to business growth, we'll make it feel easy. If you're ready to take the next step and get your business on the path to growth, get in touch today so we can learn about your plans.