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Received a letter from HMRC?
Here’s exactly what to do.

HMRC sends millions of letters every year. Most are routine. Some need urgent action. We'll tell you exactly what yours means, what your deadline is, and how to respond — today.

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Know your letter

What type of HMRC letter did you receive?

Every HMRC letter has a different meaning, urgency level, and correct response. Here's what each one means and what you should do.

Routine — low urgency

Self-assessment reminder or nudge letter

HMRC sends these automatically to remind you a return is due or to check your records are correct. Often computer-generated, they don't mean you're under investigation.

What to do: Check your return is filed correctly and that your records match what HMRC hold. If you're unsure, call us — we'll review it in 20 minutes.
Action required — moderate urgency

Compliance check (Code of Practice 8)

HMRC wants to check your tax affairs are correct. This is not a criminal investigation — it's civil. They'll ask for records, receipts or explanations. You typically have 30 days.

What to do: Do not ignore this. Do not respond without speaking to an accountant first. Call us today — your response strategy matters enormously.
Action required — moderate urgency

VAT compliance visit or inspection notice

HMRC wants to inspect your VAT records. This can be routine or triggered by anomalies. Either way, preparation is critical — how you handle it matters significantly.

What to do: You can request a postponement to prepare. Get your VAT records in order and speak to us before confirming a date.
Urgent — act within days

Formal tax investigation (Code of Practice 9)

CP9 is HMRC's most serious civil investigation — reserved for suspected fraud. If you receive this letter, you need specialist help immediately. Do not respond alone.

What to do: Call us today. Your response to the first letter sets the tone for the entire investigation. We handle CP9 cases regularly.
Urgent — act within days

Payment demand or enforcement notice

HMRC says you owe money and wants payment. This might be a time-to-pay warning or notice of enforcement. Deadlines are strict and interest accrues daily without action.

What to do: Don't ignore it. We can negotiate a Time to Pay arrangement on your behalf and often reduce the amount owed.
Critical — act immediately

Debt collection or distraint notice

HMRC has passed your debt to enforcement and may be authorised to seize assets. If you've received a letter from a bailiff acting for HMRC, time is extremely short.

What to do: Call us now on 0203 633 5413. We can often halt enforcement action if we move quickly. Do not let anyone into your premises first.

Not sure which type you have? Take a photo of the letter and WhatsApp it to 0203 633 5413 — we'll identify it within the hour. No charge, no obligation.

Critical mistakes to avoid

What not to do when you get an HMRC letter.

These mistakes turn manageable situations into serious problems. We see them every week.

Ignoring it

The most common mistake. HMRC will escalate — deadlines pass, penalties compound, and what started as a £200 fine becomes a £2,000 enforcement action.

Responding without advice

What you say in your first response sets the tone for everything that follows. An untrained reply can inadvertently open new lines of enquiry you didn't need.

Sending more than they asked for

Over-disclosure can significantly broaden the scope of HMRC's enquiry. Only respond to exactly what's been requested — nothing more, nothing less.

Assuming your accountant handles it

Many general accountants are not experienced with HMRC investigations. If they don't do this regularly, their response may make things significantly worse.

Altering or destroying records

Under stress some people make panicked decisions. Altering, destroying or backdating records is a criminal offence. Whatever state your records are in — call us first.

Missing the deadline

HMRC deadlines are strict. Missing them triggers automatic penalties and signals non-cooperation. We can request extensions on your behalf — but only before the deadline passes.

How we handle it

We take it off your plate. Completely.

From the moment you call us, you don't need to speak to HMRC again. We represent you at every stage.

01

Same-day review

We read the letter, identify the exact type of enquiry, and tell you precisely what HMRC is looking for and what your deadline is.

02

We become your agent

We formally notify HMRC we're acting on your behalf. All correspondence goes through us. You stop receiving letters directly.

03

Controlled response

We prepare your response carefully — giving HMRC exactly what's required, nothing more, protecting your position throughout.

04

Resolution & protection

We negotiate the best outcome, handle all meetings and calls, and put safeguards in place so this doesn't happen again.

HMRC enquiry defence is included in every AudTax monthly plan — up to £5,000 of professional defence costs covered. If you're already a client, you're already protected. If you're not, this is a very good time to become one.

Common questions

Questions people ask when they get the letter.

Does receiving an HMRC letter mean I'm being investigated for fraud?

Almost certainly not. The vast majority of HMRC letters are routine compliance checks, automated reminders, or requests for information — not criminal investigations. Formal criminal investigations (Code of Practice 9) are rare and HMRC is required to tell you explicitly if that's the case.

How long do I have to respond to an HMRC letter?

It depends on the letter type. Routine information requests typically give you 30 days. Payment demands can be as short as 14 days. Call us immediately — we can identify your exact deadline from the letter in minutes.

Can I ask for more time to respond?

Yes — in most cases HMRC will grant a short extension if you ask promptly and give a reasonable reason. We do this routinely on behalf of clients. The key is to request the extension before the original deadline passes, not after.

What happens if I just ignore it?

HMRC will escalate. A missed deadline triggers an automatic penalty, followed by further letters, a formal assessment where HMRC estimates what you owe — usually high — and ultimately enforcement action. Ignoring it never makes the problem go away.

Will I definitely have to pay more tax?

Not necessarily. Many compliance checks result in no additional tax owed — especially when a specialist accountant handles the response. We regularly close investigations with no additional liability for our clients.

How much will it cost to get your help?

If you become an AudTax client, HMRC enquiry defence up to £5,000 is included in your monthly fee from £150+VAT. For one-off assistance, we'll quote a fixed fee after reviewing the letter — no hourly billing, no surprises. Call 0203 633 5413 for an honest assessment on the first call.

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